An annuity allows you to grow your investment in a tax-deferred environment. It allows you to invest any amount you want, will help you to avoid probate, and more importantly, cannot be touched by any creditors. Annuities can be the perfect investment vehicles for IRA’s, and other plans that meet specific qualifications. It’s importantto note that fixed and immediate annuities have NO FEES, and many indexed ones also have no fees. If you die, your heirs receive funds from fixed, variable and indexed annuities.
Phillip Roy Wasserman